A Fan moves between clubs — permanently or on loan — through one gate: Fan consent AND both Managers' approval AND live eligibility. Consent is version-locked. On a permanent transfer, transfer coins split 60% to the manager, 40% to the Fan (e.g. 1,000 → 600 / 400). Loans have no coin split. Origin → Fan → Destination throughout; destination-club takeover only after the move completes.