Three separate balances — Coins (spend/convert), Gold (convert/transfer/withdraw), and Transferred Gold (hold/withdraw only, can't recirculate). Secure & premium, not casino: exact tabular balances, the 130 Coins → 10 Gold conversion (same USD as the old 13:10 when 10 Coins = $1; now 100 Coins = $1), 23% commission disclosed, User-ID transfers, KYC-gated withdrawal, and a reference on every result.